PA-RPM 4: Insurance Protection
The agency is adequately insured.
The agency annually assesses insurance needs, and obtains coverage that is commensurate with the scope and complexity of its services
Interpretation: Relevant types of insurance can include:
- general liability;
- workers’ compensation;
- fire and theft;
- professional liability;
- officer’s or director’s liability;
- automobile liability;
- property and casualty;
- malpractice; and
- bonding or other forms of employee theft insurance, as appropriate, for all staff who sign checks, handle cash or contributions, or manage funds.
The agency provides, and assumes the cost of, legal assistance to personnel
against whom claims are made related to unlawful, authorized actions taken within the course and scope of their duties.
This standard does not expect the agency to provide assistance to personnel who commit unlawful acts or acts that are not conducted in the course of, or in furtherance of, their employment. In addition, this standard does not require the agency to provide legal assistance to personnel if the agency's legal counsel determines that doing so would constitute a conflict of interest
The network identifies and specifies the level and type of insurance required by its providers, and annually verifies that provider coverage is current.
NA The agency is not a network management entity.